Jack Henry & Associates, Inc. (JKHY) — Free Cash Flow Yield
Technology
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
| Metric | Value |
|---|---|
| FCF Yield | 3.8% |
| Technology Sector Avg FCF Yield | 4.0% |
| Annual Free Cash Flow | $410M |
| Market Cap | $10.9B |
| P/E Ratio | 21.4x |
Jack Henry & Associates, Inc.'s FCF yield of 3.8% is below the Technology sector average (4.0%).
Frequently Asked Questions
What is Jack Henry & Associates, Inc.'s (JKHY) free cash flow yield?
Jack Henry & Associates, Inc.'s (JKHY) free cash flow yield is 3.8%. That is below the Technology sector average (4.0%).
Is JKHY's free cash flow yield good?
At 3.8%, JKHY's free cash flow yield is considered weak — yields above 10% are generally excellent, 7–10% good, 4–7% fair, and below 4% weak, though context varies by sector and growth stage.
How much free cash flow does Jack Henry & Associates, Inc. generate?
Jack Henry & Associates, Inc. generated $410M in free cash flow, against a market cap of $10.9B.
How is free cash flow yield calculated?
Free cash flow yield = (Free Cash Flow ÷ Market Capitalization) × 100%. Free cash flow equals operating cash flow minus capital expenditures.
Data from public filings. Not investment advice. Calculate your own FCF yield →